What is NorCCRA?
The North Carolina Continuing Care Residents Association (abbreviated here as "NorCCRA", also known as "NCCCRA") is a state-wide volunteer non-profit organization of residents living in continuing care retirement communities and life plan communities.
The purpose of NorCCRA is to further the interest of residents of continuing care communities and life plan communities by:
- Encouraging vigorous resident associations and enhancing their scope by providing state-wide connections.
- Seeking to engage in research into issues relevant to aging and continuing care and providing a forum for review and discussions of the findings.
- Advocating and supporting legislation that is of concern to residents.
- Collaborating with the North Carolina Coalition on Aging, the North Carolina Department of Insurance (DOI) and other groups sharing our interests.
- Cooperating with the North Carolina Association of Non-Profit Homes for the Aging (NCANPHA), LeadingAge, and its state affiliate, LeadingAge North Carolina, the agencies of CCRC administrators.
- Representing members in the National Continuing Care Residents Association
(NaCCRA), Washington, DC.
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How and why did NorCCRA Begin?
Continuing care retirement communities are relatively new. They began appearing in the late 1960s and early 1970s. The decades of the 1980s and 1990s saw major growth. The name is now being replaced by "life plan communities" to better reflect coming generations.
Dr. Harry Groves, a retired professor of law and law school dean, reviewed existing North Carolina legislation relating to CCRCs. He concluded that existing laws were inadequate to give residents the protection they needed. In 1988, he called together a small group of NorCCRA residents and members of the North Carolina legislature to seek their assistance in providing better laws. NorCCRA was organized and Dr. Groves proposed new legislation. The following year, this small group of people successfully lobbied the legislature to gain passage of what is now N.C. General Statutes, Chapter 58, Article 64, to license and regulate CCRCs in the state. To administer the law's provisions, the law mandates that:
- A license be secured from the Department of Insurance (DOI) to operate a CCRC.
- A detailed disclosure statement be given to both prospective residents and annually to residents.
- Specified financial reserves be maintained.
- A developer show that contractual obligations can be met on a continuing basis.
- An owning entity may not sell or transfer ownership without prior approval from the DOI.
- Residents have the right to organize and be kept informed on the operation of the facility.
The Department of Insurance is charged with protecting the rights of residents
through financial audits. The department also has the right to intervene in the event of
financial difficulty to protect the rights of residents.
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What has NorCCRA done recently?
NorCCRA's Legislative Committee successfully conducted a lobbying and letter-writing
campaign in 2015 which resulted in the reinstatement of the medical expense deduction for all
citizens with high medical expenses. NorCCRA also worked with LeadingAge North Carolina to
retain the sales tax exemption for non-profit organizations.
During each North Carolina legislative session, some of the many bills considered contain
issues that are relevant to residents. Together with the North Carolina Coalition on Aging,
NorCCRA is the means by which we can monitor and evaluate proposed legislation that could
affect, for example, the cost, delivery, and quality of health care, long term care insurance or
state tax proposals that impinge on our members and retirement communities. NorCCRA
strives to ensure that when changes take place, they are for the better. In cooperation with
LeadingAge North Carolina, it encourages fiscal soundness, effective management and regular
resident participation in the formulation of policies and decisions that affect their lives.
NorCCRA played a leading role in the "Right to Return Home" state legislation
which guarantees the right of a resident of a CCRC to return from hospitalization to his or her
own health care facility, a right that was threatened under some HMO contractors.
In addition NorCCRA gives its members an opportunity to meet and talk with residents
other communities, learning from each other and enriching the common life.
Join today to help protect your personal interest and financial investment for years to come. Please fill out the "Join Today" form and return it with your annual membership fee.